Blue Care Mackay Homefield

in Mackay QLD

Residential Care Facility Directory

Blue Care Mackay Homefield

Aged Care Homes in Mackay QLD




97 George Street Mackay QLD 4740

Beds: 74

Category: Religious

Provider:
The Uniting Church in Australia Property Trust (Q.)


Accreditation Report for Blue Care Mackay Homefield

RAD to DAP Conversion


First select the RAD Amount that has been agreed to:

      Agreed RAD: $

Use the slider to see how the daily accommodation payment (DAP) will change depending on the lump sum component of the RAD paid. The DAP is based on the current maximum permissible interest rate (MPIR) of 7.96%.

%

  Lump Sum Paid: $

DAP :$20.20 pd

Interest rate (MPIR) is: 8.43%pa
(from 1/7/2026)



Aged Care Placement Service

Are you searching for a respite or permanent aged care placement at Blue Care Mackay Homefield or a another aged care home in the Mackay location?

Minimise your Time and Reduce Your Stress

We have helped many families through this difficult process and have in-depth knowledge and experience to help you with this important decision about Blue Care Mackay Homefield.

Don't be too hasty and make easy mistakes. use our knowledge and experience before you make a snap decision which could have a major impact on your relative's health and well-being.

Application, Admission Forms & Negotiating Accommodation Fees at Blue Care Mackay Homefield

  • We can provide unbiased advice about Blue Care Mackay Homefield and comparisons to services and facilities of aged care homes in and around Mackay.
  • Explaining strengths and weaknesses of different homes in and around Mackay - this advice is based upon previous family experiences and using our proven checklist to guide your decisions.
  • We can negotiate the RAD and additional service fees to achieve the best financial arrangement for your family.
  • We can match appropriate homes to your family requirements, preferences and timetable.
  • Arranging and scheduling facility tours to a range of facilities including Blue Care Mackay Homefield that works to your availability.
  • Completing the important Centrelink forms ie. SA457, SA485 Asset and Income Assessment forms.
  • Accurately completing and lodging the application and admission paperwork with Blue Care Mackay Homefield.
  • Be first to hear about vacancies - prompt notification and response to current vacancies at Blue Care Mackay Homefield through our diligence and established relationships with admission coordinators.
  • Provide advocacy and on-going support during the settling-in period after the placement has been arranged.
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MPIR is 8.43% from 1st July 2026

The Maximum Permissible Interest Rate (MPIR) is 8.43% pa from 1 July 2026; representing the highest rate since 2012 when the MPIR reached 8.62%.

Maximum Permissible Interest Rate (MPIR)

There remains potential for more increases, with future RBA cash rate decisions expected to influence the direction of the MPIR.

Adding to the financial impact, all permanent residents who entered residential care on or after 1 November 2025 have their MPIR indexed twice each year in line with movements in the CPI, potentially increasing accommodation payment obligations over time.

RAD Retention Amount

The Refundable Accommodation Deposit (RAD) now has a retention of 2% of the paid RAD (up to a maximum 10% across 5 years) from the date of the first payment. It’s interesting here that it is based on what RAD you have paid. We are expecting that some clients may pay a small/nominal RAD/RAC at entry in order to “kick-start” the 5 year clock. This will limit the total retention fee exposure over a client’s lifetime in care. Smart move.

MPIR Indexed to CPI

The MPIR which is applied to the unpaid RAD will now be indexed to CPI twice a year (similar to how the Basic Daily Fee moves in line with the age pension). This is going to be hard for the novice to monitor as there will now be an indexation factor to apply to the original MPIR which will be based on the date in which the client entered care.